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For many high-net-worth families, legacy planning begins with legal documents. There are wills, trusts, powers of attorney, beneficiary designations, tax strategies, and carefully structured estate plans designed to transfer wealth...

Many people assume the most financially demanding years of life happen when children are young. In reality, for many adults in their 40s, 50s, and even 60s, the biggest financial juggling act actually happens later. Many adults at this...

The last 10 years before retirement can feel a little like approaching a major intersection: The road ahead is visible, but the decisions you make now can determine which direction your retirement ultimately takes. Up until now, your...

We always hope our clients feel confident discussing money with their families. The truth is, talking about money can be uncomfortable! Where do you begin? What’s the right age? The good news is, it’s never too early to...

It should come as no surprise that the economy is the most crucial issue in the upcoming election.But here's something that may surprise you. More than 90% of investors say they plan to change their portfolio in the 12 months...

Football is back, which means Summer is coming to a close, days will get shorter, and sweaters will soon be in play.This year, there was no pre-season, so professional football started in September, which coincidentally, is a...

Americans who have been adversely affected by the COVID-19 pandemic may now be able to access retirement accounts to help cover daily expenses, penalty-free. Now, in addition to those who have lost their jobs during the COVID-19...

Are you eligible for a stimulus check from the Treasury Department? As of Friday, April 24, the Internal Revenue Service said it had issued 88 million payments to individuals across the country. It plans to send out more than 150...

Financial Considerations for Newlyweds

Leah Weinberg, CFP®, CDFA®

Monday, July 22, 2019

Financial Considerations for Newlyweds ‘Tis the season for weddings (including mine)! It’s about this time of year when many friends and clients ask what steps they should take when merging two lives together, financially....

For millions of Americans and businesses it means an altered financial and investment landscape with new opportunities and challenges in the years ahead. Keep in mind, however, that the information in this material is not intended as tax...

BUDGETING AFTER A DIVORCE

If you look up “currency” in Merriam-Webster, you will find it defined as “the money that a country uses” and “the quality or state of being used or accepted by many people.” Recent news stories...

Each month you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of...

Benjamin Franklin once said, “a penny saved is a penny earned.”¹ The modern upgrade to that observation might be that $100 not spent is more like $143.² One way to find the money to meet your spending or saving...

In a recent study, 88% of millennials admitted that financial decisions are a source of tension in their relationship with a spouse or partner. This could help explain why some experts say financial problems are the #1 reason marriages...

The growth of exchange traded funds (ETFs) has been explosive. In 1998, there were only 29; near the end of 2016, there were 1,700 investing in a wide range of stocks, bonds, and other securities and instruments.¹ At first glance,...

CHOICES FOR YOUR 401(K) AT A FORMER EMPLOYER One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) account.¹ Individuals have...

Many individuals believe that return on investment shouldn’t be the only criterion for how they invest their money. For them, the social impact of investing is just as important—perhaps, more important. Although this trend...

With children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your earning power and fast approaching peak savings as you lay the...

A growing family, by definition, means growing financial obligations — both in the present and in the future. Raising children can increase your insurance needs and heightens the urgency for being properly prepared. AUTO When a...

Graduation season is upon us. The transition to "adulthood" is an exciting new stage that marks true independence and typically comes with a new job, new apartment, and hopefully a paycheck! Most students and young adults hardly...

Marriage changes everything, including insurance needs. Newly married couples should consider a comprehensive review of their current individual insurance coverage to determine if any changes are in order, as well as consider new...

Best Vacations: By Car, By Ship, By Foot, Once in a Lifetime “Travel is the only thing you buy that makes you richer.”¹ – Unknown Have you been saving for a once in a life time trip? With summer just around the...

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Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.